Privacy Policy

This Privacy Policy explains how Senior Perks Journal ("we", "us") handles information when you visit https://seniorperksjournal.com or join our optional SMS program.

Information we collect

• Information you provide: your name, email address, mobile phone number, the message categories you select, and messages you send through our contact form.
• Consent records: the date and time of your consent, the page where you subscribed, the version of the consent language shown, and your browser user agent. Where our systems support it, your IP address.
• Basic technical information such as browser type and pages visited.

How we use information

• To send the content you requested, such as account notification texts or marketing texts you selected.
• To reply to questions sent through our contact form.
• To keep records of consent and opt-out requests.
• To maintain and improve the website.

SMS communications

If you choose to subscribe, you may select account notifications (subscription confirmations, opt-in and opt-out confirmations, and HELP replies) and, separately, marketing texts with senior perk content, discount information, savings articles, useful consumer resources and website updates, generally up to 4 messages per month. Consent is optional and is not a condition of purchase, access, or use of this website. Msg & data rates may apply. See our SMS Terms of Service.

Mobile opt-in information

Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.

This includes merchants, discount providers, benefit providers, insurers, lead aggregators and third-party marketers. We may use a messaging service provider solely to deliver our own messages to you.

Cookies and analytics

We may use basic cookies or local browser storage to keep the site working and to understand overall site usage. You can clear or block cookies in your browser settings.

Data retention

We keep subscription and consent records for as long as you are subscribed and for a reasonable period afterward to document consent and opt-out requests.

Your opt-out rights

Reply STOP, UNSUBSCRIBE, CANCEL, END, QUIT to any text to stop SMS messages. You may also email editor@seniorperksjournal.com to ask about or delete your information.

Security

We take reasonable steps to protect the information we hold. No method of transmission or storage is completely secure.

Children's privacy

This website is intended for adults. We do not knowingly collect information from children under 13.

Third-party links

Our articles may mention or link to outside websites. We are not responsible for their content or privacy practices.

Policy changes

We may update this policy and will post the new date at the top of this page.

Contact information